Why is My Car Insurance So High

 Quoted in this article on Why is My Car Insurance So High.

What steps can drivers take to get cheaper car insurance?

"Drivers need to do some comparative shopping for insurance rates every couple of years.

If they are considering purchasing another vehicle, they should investigate the insurance ratings and costs of their candidate vehicles and choose wisely; rates for vehicles in the same price range vary because of their varied repair costs, safety features and performance levels.

If the driver has a problematic traffic record, then he or she must consult with their DMV and insurance to go through re-education or other programs in order to lessen their risk score.

Other relevant decisions that affect insurance rates include location and distance driven. Some locations are much riskier than others (drivers who rent may have more flexibility to move to a safer area near by). Long commutes often correspond to higher annual premiums, so work or housing decisions affect vehicle operating costs including insurance."

Car Insurance for High Risk Drivers.

Quoted by WalletHub on Car Insurance for High Risk Drivers.

Their slight editing made one of my comments non sensical..."such as the passing of a divided highway" should be ... such as passing on a divided highway.

What can high-risk drivers do to lower their car insurance?

They can do several things starting with re-reviewing the rules of the road and pledging to adhere to the rules. Besides, they can attend safe driving classes and, if available, simulation lessons that help realize the risk of crashes in a controlled environment.

What makes a driver high risk?

The typical ingredients of high-risk driving are inattention, aggression, distraction, and intoxication. These apply to drivers of both genders and all ages. Typically younger, male drivers are more susceptible to speeding and high-risk maneuvers such as the passing of a divided highway and aggressive cornering.

What can drivers do to become not a high-risk driver?

Drivers need to continually work on their safe driving habits such as never driving intoxicated, devoting full attention to the driving task, and leaving speeding and aggressive maneuvering for the racetrack (i.e., track days and exotic car venues.)

Updated Reality for Autonomous Vehicles

 Quote

In March 2018, Waymo confidently forecast that “up to 20,000” electric Jaguars “will be built in the first two years of production and be available for riders of Waymo’s driverless service, serving a potential 1m trips per day”.

Two months later, it added that “up to 62,000” Chrysler minivans would join its driverless fleet, “starting in late 2018”.

Today, there is little sign that any of these vehicles have been ordered and Waymo’s official fleet size remains just 600.

End Quote

  Financial Times, Rolling out driverless cars is ‘extraordinary grind’, says Waymo boss, January 4, 2021.

Experts Weigh in on Current Job Market Trends

 Career advice, including mine, for graduating civil engineers.

In your opinion, what are the biggest trends we'll see in the job market given the pandemic?

Panos Prevedouros Ph.D.: Most jobs will be in Engineering disciplines needed for infrastructure maintenance, upgrade and replacement. Also a lot of new developments have been deferred by the pandemic, and if there is no surprise in the lending rates, development will grow and possibly skyrocket in 2022 and beyond.

Engineering disciplines related to transit will shrink. Transit has lost about 80% of its riders and is unlikely to regain many of them, for reasons such as depleted municipal budgets, desire of people to avoid dense crowds well after the pandemic ends, and robocars becoming established in 5 to 10 years.