Quoted in this article on Why is My Car Insurance So High.
What steps can drivers take to get cheaper car insurance?
"Drivers need to do some comparative shopping for insurance rates every couple of years.
If they are considering purchasing another vehicle, they should investigate the insurance ratings and costs of their candidate vehicles and choose wisely; rates for vehicles in the same price range vary because of their varied repair costs, safety features and performance levels.
If the driver has a problematic traffic record, then he or she must consult with their DMV and insurance to go through re-education or other programs in order to lessen their risk score.
Other relevant decisions that affect insurance rates include location and distance driven. Some locations are much riskier than others (drivers who rent may have more flexibility to move to a safer area near by). Long commutes often correspond to higher annual premiums, so work or housing decisions affect vehicle operating costs including insurance."
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